Why Cant I Read Any Reviews on Kohls

Kohl'due south Charge Card

Overall card rating

3.0

from Credit Karma members

Well-nigh helpful positive review

Great for Saving $ but poor limits

Credit Karma Member

Exspect a credit card limit from $300-$3000, Kohls limit. Even with credit scores above 700 except to start with $one,000 limit. However, the coupons and discounts tin save you lot a ton of money when shopping and as long as y'all pay off every month yous are good. I e'er just pay off at aforementioned register and it goes towards account immediately, I am currently a MVC credit bill of fare holder and love the complimentary aircraft and half-dozen extra coupons given each year every bit well.

Nigh helpful negative review

Credit Karma Member

3 years with kohls, 100% on time payments but their system takes forever to update, they've reported me late. Which I finally got those late fees dorsum. However, I pay my card off they won't report it to my credit bureaus. They are only reporting maybe every 2 months which utilization affects my credit. They go along saying they can't ship information technology considering they update once a month. Just in three months I've paid off 265 dollar balance out of 300 dollar credit. Got a 50$ credit on my carte du jour from late fees they incorrectly charged. Used my card for 165 dollars. My credit all the same showed I owed 188 dollars. Now my card only has sixty dollar charged and they are still saying 188 dollars on my credit report. If you lot don't want your credit ruined by these people even if you're making your payments on time and paying it down and even paying information technology off, DO NOT Become THIS Card!!!!!

Member ratings

All member reviews (176)

5 stars

54

4 stars

27

three stars

17

two stars

ix

1 stars

69

three Interest rates

Credit Karma Member

Getting charged 3 interest charge per unit then makes my interest on my menu double dont ever go a kohls menu unless y'all pay right off bc they will employ what they tin can to rob you

Disaster Don't Do It

Credit Karma Fellow member

I've had this card for years, and they started adding late fees when their own system started providing the wrong payment information - you have to call to argue and get it taken care of. E'er presume $5 more and so the minimum payment, and just don't become this card information technology will mess with your credit and the discounts aren't worth it.

Piece of cake Approval Easy to Manage

Credit Karma Member

I love the Kohl'south bill of fare. I was approved when my average score was about 615. I got a $300 credit limit and I got great discounts for the offset time utilize of the carte du jour. I went shopping on Memorial Day and I bought almost $400 worth of clothing for $160. They make information technology really like shooting fish in a barrel to pay off the bill of fare: online, mail, phone, or in store. I am paying off the card in increments and volition have it completely paid off earlier my due engagement. Payments post inside 24 hours. They too give credit limit increases every three months with responsible utilise. I am excited most that prospect. The APR is a trivial on the high side, 29%, merely it is a shop card and they are really designed to be charge cards which are dissimilar that credit cards in that the full residue is expected to be paid by the due appointment. You tin finance with Kohl'south just exist prepared to pay it off quickly to avert the interest.

AWFUL credit card

Credit Karma Member

I have been a customer for some time now. DO Not become this credit card. customer service is AWFUL and it simply hurts your credit. I accept paid things on time and it still hurts your credit. yous will spend a lot of time disputing your credit history with this credit card. please larn from my mistake.

Utilize it and pay it off the next mean solar day

Credit Karma Fellow member

The only style to have reward of this card is to use information technology for the discounts and pay it off when y'all get home the same solar day. If you don't they'll written report your balance even if your on time. Get the disbelieve and pay information technology off. That'south the simply way to win with this card.

Trying to build credit, Do Not get this card

Credit Karma Member

I acquired a kohl's charge in March of 2021. Every single time I utilise the card and information technology reports to the credit bureau hat I used it, I become a dropI'grand my credit score. Every single on time payment, I get a drop in my credit score. Information technology's a trap. I put a pocket-size amount in this card each month and pay the balance when it'southward due. I'm getting ii drops in my credit score each month with this card. This is the economy calendar month total I've had v credit score drops for using and paying this card. I only gave ane other card. I merely use less than 10 % combined utilization on both cards each month. This makes absolutely no sense at all. Since when does having a credit menu, using your credit card, keeping your utilization under thirty% each calendar month and making full ontime payments continually ruin your credit?

I paid on time

Credit Karma Member

Well, canceled my bill of fare for no reason. I didn't file bankruptcy towards them. They yet canceled my carte 2 years after my defalcation.

Horrible

Credit Karma Member

Paid off residual in store completely. Got a phone call that I was sent to collections over $9 that I did not owe Khols. Credit score dropped from 760 to 712 in 1 month over something I paid in the store!!!!

Kohls owes me coin

Credit Karma Member

I paid my business relationship in full and returned an item so I had a $15.98 credit on my account, I take called kohl's over and over for a refund. They have promised me 4 times I would receive a check in the post. This happened in Jan 2020, I have yet to receive annihilation, they simply wrote it off on my account without giving me what is due, I will never shop at kohl'southward once again, a large ripoff store. Customer service is the worse.

Don't have credit card

Credit Karma Member

I had a very bad experience with Kohls credit card. I have been a loyal client with Kohls for more than 7 yrs. Due to advice gap betwixt customer service and myself, I terminate up due of ii$. I didn't know that in that location was a due on my account. I was under impression that, I paid complete amount. After 3 months happened to run into that my credit score dropped very less. Then I come to know that Kohls made for iii$, they made 35$ late fee and interest and eventually my neb went up to 120 around for 3 months. They Blindly informed Credit agency without any observe to me. Now my credit score is dropped 30% due to missed payment reported by Kohls. Later I approached Kohls, they waved of the belatedly payment fee, But they are not agreed to approach Credit agency to removed missed payment in my account .My Questions to Kohls. i) On what footing they will report to Credit bureau? They should inform client before approaching Credit Bureau. If Customer is not agreed or not responded, then should approach credit Bureau. 2) Exercise they accept whatever common sense, any one will spoil the credit history for 2$ payment? three) Does Kohl's has ethics? They screwed my credit history. My Advise please accept machine before Appling credit card from Department stores. My friend had similar experience with Macys.

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